FAQ
Q: What is the absolute minimum I need to budget for hiring a helper in 2026? At a minimum, you need the MAW of HK$5,100/month, the food allowance of HK$1,236/month (if not providing meals), insurance from HK$500/year, the visa fee of HK$1,300, and the MWO verification fee of HK$320. If you handle the hiring process yourself using an online platform, your first-year total can be as low as approximately HK$80,000.
Q: Is it legal to hire a helper without using an agency? Yes. There is no legal requirement to use an agency. You can find and interview candidates directly through online platforms, referrals, or community networks. You only need an agency or licensed service provider if you want help with visa and contract processing paperwork.
Q: How much can I save by renewing instead of hiring a new helper? Renewing costs approximately HK$1,200 to HK$2,200 (consulate notarization + visa fee + insurance). A new hire typically costs HK$15,000 to HK$25,000 when including agency fees, flights, and processing. That is a potential saving of HK$13,000 to HK$23,000.
Q: Should I provide free food or pay the food allowance? If your family already cooks daily, providing free meals is usually cheaper than paying the statutory allowance of HK$1,236/month. However, the food allowance avoids potential disagreements about meal quality, quantity, or preferences. Many experienced employers recommend the allowance for its simplicity.
Q: Are there any government subsidies for hiring a helper? No. The Hong Kong government does not offer subsidies or tax deductions for employing a domestic helper. All costs are borne entirely by the employer.
